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Complete the Personal Risk Profile Assessment
Updated 31 October 2026 · 2 min read · 14 Contents
Plain-language meaning
The risk profile assessment is a seven-question questionnaire that places you in one of four risk categories — Conservative, Moderate, Growth or Aggressive — based on your horizon, reactions to losses, goals and experience.
Why it is useful #
Saving a profile lets other tools point out when a stock, comparison or watchlist item does not fit your stated risk level, and gives the mutual fund planner a default allocation.
Where it appears and the workflow #
Open Risk Assessment (/Account/RiskAssessment) from Account or Profile, or from the mismatch notes in Screener, Compare and Watchlist. On mobile it is reached from Account, Profile and the mutual fund planner. Answer all seven questions and save.
Calculation or source #
The questions cover investment horizon, reaction to a drawdown, goal, experience, dependence on investment income, maximum acceptable loss and a choice between hypothetical portfolios. Each answer scores 1 to 5, and the total is scaled to 0 to 100: 0–25 Conservative, 26–50 Moderate, 51–75 Growth and 76–100 Aggressive.
Prerequisites, inputs, period and unit #
Prerequisites are sign-in and an answer to every question. The result shows the category and the score.
Worked example #
Illustrative only: a score of 68 is Growth. In the mutual fund planner, Growth uses a target allocation of 65% equity, 20% debt, 10% liquid and 5% gold/other, reduced for short horizons.
What high and low mean #
A higher score means the answers indicated more willingness and capacity to accept volatility.
Positive, negative and zero #
Scores run from 0 to 100; an incomplete questionnaire is not scored.
Limitations and common mistakes #
Answers given in calm markets can overstate tolerance for losses. The assessment is a self-evaluation, not a regulated suitability review.
Market-specific differences #
The questionnaire is the same in every market; regulated suitability rules differ by country and are not applied here.
Suggested next steps #
Complete the assessment, note your category, then open Watchlist and check whether any mismatch notes appear.
Educational use only #
This guide explains descriptive research evidence. It is not investment advice, a price prediction, a recommendation, a claim of predictive accuracy, or an instruction to buy, sell, rebalance or place an order.