Compare FDs
Add up to four banks. Every column uses the same deposit amount and target tenure, and names the published band it used.
Maturity figures apply the compounding frequency selected in the calculator to the bank's published annual rate. Deposit insurance, premature-withdrawal penalties and TDS are not modelled here.
Fixed deposit calculator
Pick a published rate from the table below, or enter your own scenario. Estimates only — the bank's compounding, payout, TDS and premature-closure rules decide the real maturity value.
| Bank | Customer type | Product | Tenure | General rate | Senior citizen rate | Est. maturity | Source | |
|---|---|---|---|---|---|---|---|---|
| Loading official FD rate rows… | ||||||||
Deposit-insurance cover (DICGC in India, FSCS in the UK, FDIC in the US and equivalents elsewhere) is set by statute and eligibility rules, not by the bank rate sheets parsed here, so it is deliberately not shown as a per-bank claim. Check the relevant scheme for your deposit.
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Published fixed-deposit rates for japan
These are the latest persisted official source rows available to the comparison page. Senior-citizen pricing is shown only when the source publishes it.
| Bank | Product | Tenure | General | Senior citizen | Last updated | Source |
|---|---|---|---|---|---|---|
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 1 month — time deposits below ¥3 million | 0.4% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 3 months — time deposits below ¥3 million | 0.4% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 6 months — time deposits below ¥3 million | 0.41% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 1 year — time deposits below ¥3 million | 0.45% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 2 years — time deposits below ¥3 million | 0.5% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 3 years — time deposits below ¥3 million | 0.57% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 4 years — time deposits below ¥3 million | 0.6% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 5 years — time deposits below ¥3 million | 0.67% | Not published | 01 Aug 2026 | Official bank source |
| Bank of Japan posted time-deposit benchmark | Time deposits below ¥3 million General | 10 years — time deposits below ¥3 million | 0.89% | Not published | 01 Aug 2026 | Official bank source |