Skip to main content
Loading Nifty 50, Nifty Bank, and Sensex…

Japan Fixed Deposit Rates

Compare official bank-published rates side by side. Always verify the bank's rate sheet before booking.

Loading source freshness…
Published fixed-deposit rates, one row per bank product and published tenure band.
Customer type Product Senior citizen rate Est. maturity Rate published Row actions
Loading official FD rate rows…

Where a bank publishes a term range, the estimate runs to the longest term that published rate covers. Deposit insurance, premature-withdrawal penalties and tax are not modelled.

Compare FDs

Add up to four banks. Every column uses the same deposit amount and target tenure, and names the published band it used.

Maturity figures apply the compounding frequency selected in the calculator to the bank's published annual rate. Deposit insurance, premature-withdrawal penalties and TDS are not modelled here.

Fixed deposit calculator

Pick a published rate from the table above, or enter your own scenario. Estimates only — the bank's compounding, payout and closure rules decide the real maturity value.

Your own scenario
JPY
%
Invested amount versus estimated returns
Invested Est. returns
Invested amount—
Est. returns—
Total value—
Rates are annualised and rounded for display.

Deposit-insurance cover (DICGC in India, FSCS in the UK, FDIC in the US and equivalents elsewhere) is set by statute and eligibility rules, not by the bank rate sheets parsed here, so it is deliberately not shown as a per-bank claim. Check the relevant scheme for your deposit.

Published fixed-deposit rates for Japan

Last updated 01 Oct 2026 · Last checked

These are the latest persisted official source rows available to the comparison page. Senior-citizen pricing is shown only when the source publishes it.

BankProductTenureGeneralSenior citizenLast updated
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General1 month — time deposits below ¥3 million0.44%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General3 months — time deposits below ¥3 million0.44%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General6 months — time deposits below ¥3 million0.46%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General1 year — time deposits below ¥3 million0.49%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General2 years — time deposits below ¥3 million0.56%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General3 years — time deposits below ¥3 million0.63%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General4 years — time deposits below ¥3 million0.66%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General5 years — time deposits below ¥3 million0.75%Not published01 Oct 2026
Bank of Japan posted time-deposit benchmarkTime deposits below ¥3 million General10 years — time deposits below ¥3 million0.96%Not published01 Oct 2026